top of page
Busy Street

P2 Investigations & Adjusting

Specializing In Insurance Defense Investigations Since 2009    


Serving Northern & Central California and the Sierra Foothills


"We Find What Matters"

Contact# (916) 230-1543

Email: jp@p2iaf.com

CA IA Lic.#2N02347

CA PI Lic.#26334

Home: Welcome

About Us

Licensed Investigative & Adjusting Professionals

With a vision to offer Civil Insurance Investigation, Commercial General Liability and Commercial Auto Liability Adjusting Services, as well as satisfy a void within the industry for more tenured, experienced independent General Liability Adjusters within the State Of California. Our affiliate partner California Central Valley Investigation established in 2009 joined to create P2 Investigations and Adjusting to full fill that vision and need.

A key to early successes which continues today, is our agility to react quickly as a freelance investigators to our customers individual service needs. Second, our customer focus is on serving Insurance Defense Firms, TPA's and Claims Service Centers throughout Central and Northern California including the Sierra Foothills. This agility and focus allows us to provide specialized, prompt, thorough and cost effective Field Investigations with timely, reciprocal reporting . This along with our extensive industry and claims background in Personal and Commercial General Liability Claims, Commercial Auto/Trucking, and AOE & COE investigations. We are your source for Claims Investigations, GL Adjusting, Trial Prep, Trial Attendance or as an  investigative witness in a trial setting.

 As an investigative advantage, we are licensed as a California Criminal/Civil Private Investigator and California Independent Adjuster. This allows for broader investigative powers and interaction with Law Enforcement and Criminal Prosecutors with a full understanding of the insurance claims and subrogation process along with the ability to be able to testify independently on the company’s behalf.


We also look forward in earning your business whether you choose to hire us for a single witness statement, complete investigations with adjusting or our trial prep services.

 We are amicable, listen and timely. Our focus is to find what matters and make what is sometimes difficult, look easy, and seamless with a  focus goal to report on our assigned claims within 10 days from first report that our tenured expertise and professionalism demands and our commitment to you.

We look forward in doing business with you.

P2 Investigations & Adjusting,

"We Find What Matters"


CA -Adjusters Lic. 2N02347

CA-Civil/Criminal  PI Lic. 26334

Typing on a Computer
Home: About

What Sets Us Apart

Independent  Adjusters Licensed -Civil/Criminal Investigative PI Licensed


Investigative Agility - Timely - Professional - Amicable


"We Find What Matters"


Our promise to our customers is beyond the promise of hard work and tireless efforts; we take our investigative practices seriously in order to do great work to its end. We promise top tier customer service with professionalism and creativity that delivers results for both you and your clients in order to solve problems.

We know while some investigators perpetuate an image with their inside sources, inside intelligence and years of law enforcement experience with a focused ability to catch the criminal cheater – we are not that firm.


We gained our investigative and litigation preparation experience through on the ground civil insurance investigations, claim after claim, day after day, month after month, year after year with industry expected case loads.

There are no cloaks and daggers or even a Magnum PI here, just good old fashioned back to basic investigations we prescribe to by contacting first and third parties for statements, chasing additional witness’s for statements by phone or direct contact, photos and diagrams, determining liability and making comparative assessments when circumstances dictate.

We gather facts and present them to our clients for analysis’s and assessment to settle cases or make informed decisions for trial perpetration, settlement conferences, meditations, and lastly civil jury trials.

We can testify with confidence of our work product to better determine overall liability issues or claim values because of our corporate claims experience and background in addition to our private sector experience working with corporate, governmental or private sector clients.


We encourage you to browse our company and what it has to offer. We are also business owners like you are, friendly, and are happy to be upfront, open and honest in what we can and cannot do. At P2 we blend old school in our investigative work with today’s technology that provides a greater degree of timely information accurately in order to make informed deliverable solutions and options for your clients.


P2 is built on transparency, openness, and doing great work for our clients.


California Independent Adjusters license; 2N02347. California Private Investigators License; (PI) 26334.

Phone: 916-230-1543         E-Mail: jp@P2IAF.com

Business Meeting

What We Do & Where

Claims Investigative and Defense Counsel Work We Do:  


  • 1st & 3rd Party Claimant/Witness Statements

  • Investigative Trial Witness

  • GL Investigations & Claims

  • AOC/AOE Investigations, Stress- Sexual Harassment-Wrongful Termination

  • Commercial Trucking & Auto loss Investigations

  • Trial Preparation

  • Scene Investigations/Canvassing

  • Home Owners Liability Investigations

  • MSC Representative

  • Trial Attendance

  • Fraud Investigations

  • Railroad Reportable Injury or Property Loss Investigations

  • Life Insurance Investigations, Claims & Benefit Delivery

  • Annuity, Life Benefit or Witness “Alive & Well Checks”

  • Fatalities 

   Territories Include:

  • Central San Joaquin Valley of California  

  • Northern California

  • Foot Hills Gold Country

Man Hands On Keyboard

Mission Statement

Our mission is to find what matters and ensure our investigative services are provided in an effective, efficient, and a timely manner.


P2 Investigations and Adjusting will support its client’s mission by:

  • Managing service contracts, and vendor relationships with the highest quality at reasonable costs.

  • Provide timely, honest, effective reporting to our clients with a high degree of integrity, trust, and professionalism. 

  • Notify clients with investigative findings (first report) within 10 working days of assignment. 

  • Maintain positive relationships with our clients through information and communication.

  • Protect the client’s interest and reporting.

  • Continuing and fostering on-going investigative training for the principals and their employees.

  • Committed to earning your business while building relationships as a long term trusted partner.  

  • We strictly follow the California Fair Claims Practice Act Guidelines and report as prescribed, and requested by our clients.

  • Maintain a SIU awareness and report on indicators  should they develop during the assignment.          

Contact Number (916) 230-1543

Email: JP@P2IAF.com

Home: Why Choose Us

    Independent Adjuster and Civil Investigator

Investigative Lead

Home: Meet the Team
Jeffs Business photo-WEB_edited.png

Jeff Pennington; FCLS-AIC

Jeff is Principal of P2 Investigations and Adjusting and holds an AIC and FCLS Industry Designations. He is a licensed California Independent Adjuster, License #2N02347 as well as a Licensed as a California Private Investigator, License #126334.  


Jeff holds a Bachelor’s Degree in Industrial Arts and Technology from California State University, Fresno as well as a Graduate Degree from Northrop University in Insurance Risk Management.

Jeff began his insurance career in claims and has tenure experience as a Bodily Injury Adjuster, General Liability Injury Adjuster, Branch Fraud Coordinator, and as a Senior Field Bodily Injury Litigation Adjuster assigned to house and/or contract defense council. He also has investigative experience in AOE/COE claims which includes Sexual Harassment and Wrongful termination investigations. He is well versed in trial prep, trial assistant as directed, as well as testifying as a investigative witness when circumstance dictate.  


With 20 years of combined experience in corporate and private sectors General Liability claims, coupled with over 38,000 hours of cumulative civil insurance investigative experience. Jeff is well suited with his amicable and conversational investigative style to better represent the civil investigative interest of each client, as well as find what matters with managed results. 


Jeff also enjoys local and regional community involvement and is a Past President of the Merced County Chamber of Commerce and the Castle Air Museum. He has served on the Merced City School M & S Bond Oversight Committee as well as the Economic Development Committee for the City of Merced including High Speed Rail Merced Station Planning & UC Merced Gateway Project. Jeff continued his volunteer efforts in El Dorado Hills where he served as a member of the EDH-CSD Design Review Committee which oversees more than 40 villages for property improvement projects, and new home development.

 Jeff has been happily married for 27 years, has 3 children, 2 cats along with their 7 year old Golden Retriever and 40 acre ranch dog Nikki, which is  affectionately known most of the time as simply “puppy”.


P2 Investigations & Adjusting

"We Find What Matters"


CA -Adjusters Lic. 2N2347

CA- PI Lic. 26334

mediate.jpg

Offices Hours

Mon - Fri: 8:30 am - 5:30 pm
Sat: By Appointment
Sun: Closed

Home: Hours of Operation

Contact Us

At P2 Investigations, our clients are a priority. Please feel free to reach out to us and find out how we can help you on your next investigation or claim.

Mailing:

P2 Investigations & Adjusting

3941 Park Ave STE 20 # 592

El Dorado Hills, CA 95762

Contact: (916) 230-1543

Business Meeting
Home: Contact
bottom of page